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8 Strategies to Secure a Lower Mortgage Rate

Mortgage rates have been on a roller coaster ride this year, and even the experts are divided when it comes to predicting where rates are headed next.

 This climate has been unsettling for some homebuyers and sellers. However, with proper planning, you can work toward qualifying for the best mortgage rates available today.

 How does a lower mortgage rate save you money? Click and read on!

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Learn Martial Arts At Point Blank Martial Arts And Fitness Center

Come join me on an international trip to learn some martial arts moves! In this first international episode of Live, Laugh & Learn With Chris, I’m heading to Vaughan, Ontario, Canada to visit  Point Blank Martial Arts & Fitness Center. We’ll chat with my very cool brother Steve Hyatt, to learn all about the training that Point Blank offers.

Meet Steve Hyatt

Vaughan, Ontario is located just north of Toronto, Canada. At the practically brand-new Point Blank Martial Arts & Fitness Center, we had a chance to interview the owner, and Head Mixed Martial Arts Instructor of Point Blank: my very cool brother Steve Hyatt.

Like most kids, Steve watched a tremendous number of martial arts movies growing up. He always wanted to do it and thought it looked cool, but he didn’t quite get it at that age. Later, Steve and his best friend in 11th-grade Math started training together—and his interest grew.

From there, the pair founded their first Jeet Kune Do club. They continued training, and before he knew it, Steve was the owner of his very own training center.

Tips For Beginners

If you’ve ever thought about taking a martial arts class, you might have a lot of questions. What are the benefits of training in martial arts? What can people expect from a class? Can people of different ages and physical abilities train?

Steve tells us that one of the first things they do is ensure that all of the lessons are fun, safe and educational. There’s a big stigma about martial arts; many think they need to be a big, tough, in-shape person to get value out of training. However, this simply isn’t true.

People don’t need to be worried about their physical limitations or what shape they’re in if they want to study martial arts. At Point Blank, they have people from 95 pounds to 345 pounds who train. Many people tell Steve they want to wait until they get in shape to start training in martial arts. However, that’s like waiting until you’re smart enough to go to school—it doesn’t make any sense.

People come here to get in shape, learn and have a great time while doing it. This is exactly what Point Blank provides.

Equipment and Safety

At Point Blank Martial Arts & Fitness Center, there is a variety of equipment available. From weight training to obstacle course training, they’ve got all kinds of fun stuff to keep people doing different things for their fitness. Steve tries to make sure to incorporate every physical attribute within their training.

Additionally, they also provide the facility to all of their members to use at their leisure during opening hours. This allows them to enhance their own personal workouts and drive their own personal goals while also learning martial arts. The environment itself is also safe, especially when it comes to air quality.

Point Blank features two wonderful machines that were designed by NASA. Using the same technology that’s used on the International Space Station, they eradicate anything larger than an oxygen particle. This means you can’t catch a virus, bacteria or fungus at the fitness center; nothing lives there but oxygen, making everyone ridiculously safe. This gives a lot of peace of mind to both students and their families, especially during these times.

The Benefits

When it comes to the benefits of martial arts training, there are many. Steve says the top three, though, are self-confidence, socialization and fun. First, the self-confidence you’ll receive is amazing.

As you train, you’ll be able to be competent and comfortable in physical settings. You’ll build your character, your resilience and your expectations for any confrontation you face—for the rest of your life. While this doesn’t necessarily give you the skills to beat the crap out of anybody, it provides you with the self-confidence to address any situation that comes up.

Second, the social benefits are key. You get to be with actual people doing actual things. You’re also able to understand what you’ve learned in class and apply it right then with individual people.

The third benefit is the fun and entertainment value. Knowing you’re learning and living with a whole great group of people that are here to support you is an environment you can’t miss.

Begin Your Training

Learning martial arts skills helps keep you safe, improves your overall health and allows you to gain a sense of competence that you can take with you throughout your whole life. This bleeds into all kinds of other areas of your life.

So if you’re ready to learn martial arts, visit Point Blank Martial Arts & Fitness Center today. Talk to Steve at 416-903-2789 or call me at 619-925-2322 for more information. You can also check out Point Blank’s website to find out everything you need to know.

Lastly, don’t forget to subscribe to my channel so you never miss an episode of Live, Laugh & Learn With Chris. Stay tuned to see where I go next!

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10 Pro Tips for a Smooth Home Move

The process of buying a new home can be both exhilarating and exhausting. But you still have quite a bit to do before you can begin the process of settling into your new place. Fortunately, you don’t have to do everything in a day. You don’t have to do it all alone, either. For pro tips to make your next home move smooth, read on.

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International Cuisine At National City’s Market On 8th Food Hall

Did you know that National City is home to an ethnic food hall full of delicious eats? In this episode of Live, Laugh & Learn With Chris, my gal pal Danielle Berkeley and I are going to take you on a tasting tour of Market On 8th in National City. We’ll explore the different kitchens serving up amazing cuisine so you can get a taste of what this community gathering place has to offer.

International Flavors At Market On 8th

Danielle and I love to pop in at all the latest and greatest spots around San Diego—and this is one of Danielle’s favorites. The South Bay is doing it right with Market On 8th, a food hall that hosts 12 individual restaurants. Known as the mini Grand Central LA Market, there are also two vendors, a brewery, and a lovely outdoor patio.

The vibe inside the market is just wonderful. There are a variety of different choices for food, many of which celebrate the area’s ethnicities. Try Weapon Ramen for amazing Japanese flavors, or opt for adobo fried chicken sandwiches at Indonesian Café. Ping Yang offers Thai skewers, while Kaiju Pizza offers pies with a Japanese twist.

In addition to many delicious food options, Market On 8th is home to Novo Brazil Brewing Company, a local brewery that serves Brazilian beer and kombucha. To get your coffee fix, don’t forget to stop by Moe’s Coffee for a fresh-roasted cup.

Bringing The Community Together

All of the amazing culinary and drink options at Market On 8th are all local and from a variety of different cultures. If you know San Diego, you know that National City is a very multicultural and diverse area. The more you come to the South Bay, the more you’re going to see communities embracing that, showing you that, and welcoming you in.

This food hall is one of the newest hottest spots in San Diego. You can have a great time eating, drinking, and joining the local neighborhood—and National City has got it going on. Additionally, you can rent out the space for private events. It’s also a great place to come down and get some work done or have a meeting, surrounded by wonderful architecture and a lively community.

The outdoor area features some amazing, large charcoal firepits, perfect for eating and drinking while chatting with friends. When it’s a little chilly, you can cozy up inside at the many tables as well. Overall, Market On 8th is a great spot right off the highway that you have to check out.

Explore San Diego

We hope this gave you a great idea of everything that Market on 8th has to offer. Make sure you take the time to come and experience the international flavors this food hall offers.

If you want to check out more great hot spots around San Diego, be sure to subscribe to my channel so you never miss an episode of Live, Laugh & Learn With Chris. Stay tuned to see what I feature next!


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Higher Rates and Short Supply: The State of Real Estate in 2022


The last two years caught many of us off guard—and not just because of the pandemic. They also ushered in the hottest housing market on record.

And while some had hoped 2022 would bring a return to normalcy, the U.S. real estate market continues to boom, despite rising interest rates and decreasing affordability.

 So what’s driving this persistent demand? And is there an end in sight? Here are three factors impacting the real estate market right now.

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Enjoy San Diego Summers At The Mission Bay Beach Club

Did you know there’s a great beach club in San Diego that once used to be an information booth in the 1970s? In this episode of Live, Laugh & Learn With Chris, my gal pal Danielle and I visit the Mission Bay Beach Club, San Diego’s newest waterfront destination. We’ll explore everything from the coffee and juice bar to beach rentals offered so you can make the most of your summer days.

Everything’s Better At The Beach

The Mission Bay Beach Club is located on San Diego’s beautiful Mission Bay. The building used to be an old information booth in the 1970s, which ran derelict before being resurrected. There’s a cafĂ©, rentable bikes, an ice cream cart and more. It’s the perfect spot to enjoy those endless summer days!

Aside from offering great amenities and places for people to sit and relax, the Mission Bay Beach Club also hosts a variety of activities, such as yoga in the park. They plan to host events in summer, such as concerts and more.

Vegan Options At Superbloom

If you want to grab a soothing cup of coffee or an organic, cold-pressed juice, you’ll want to stop at Superbloom. They have an amazing assortment of vegan treats, including hot cocoa and chocolate chip cookies. Though I’m not normally a huge fan of vegan food, Superbloom’s selection is actually really tasty.

Superbloom is definitely a spot you’ll want to come and check out. Made with vegan ingredients, you might be surprised at how delicious their options are.

Enjoy A Day At The Bay

I hope this gave you a good idea of the food, fun and beautiful scenery you can enjoy at the Mission Bay Beach Club. Make sure you stay tuned to the next edition of Live, Laugh & Learn With Chriss for more pop-up fun with my gal pal Danielle Berkeley.

If you have any questions about living or real estate in San Diego, feel free to reach out to me and I’ll be happy to help!


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Is It Time To Sell Your House In This Hot Market?

Have you thought about how awesome it would be to take advantage of selling your home in this unprecedented seller’s market, but your property needs a little TLC? In this video, I’m going to explain your options and show you how to get the most out of your home sale. We’ll look at how we helped one family get over $250,000 more for their property with zero out-of-pocket costs for them.

Selling Your Home

Here at Big Block Realty, we have options for you. If you have your own funds to put into a renovation designed to make you heaps more money, then we can execute that plan for you. We’ll bring it to fruition and market your home for you for top dollar.

If you don’t have your own money for a renovation, we have a financing option for you, too. We’ll front the money for you for the whole project so that it’ll be zero out-of-pocket expense for you upfront. This will allow you to renovate your home and bring it up to today’s market and standards.

Even after the costs of financing the project, fronting all the construction fees, and everything else, you will still make and net significantly more than if we just stuck a sign in the ground.

We Can Help

We helped one family net over one-quarter of a million dollars more than if we had simply stuck a sign in the ground. First, there’s the cleanup, then the construction, and finally, the staging. This all helps us get to an amazing finished product that got this family top dollar on their home sale.

If you have any questions on how we can help you maximize the value of your home and investment, please give me a call at 619-925-2322. I look forward to hearing from you!