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Avoid these 4 Credit Score Mistakes

Planning to buy a home? It’s time to get your credit score in order. 

Make sure to avoid these common mistakes:

❌ Ignoring your credit report.
Check your credit report to make sure there aren’t any errors or signs of identity theft.

❌ Closing accounts.
Doing so can bring down the average age of your credit, which impacts your score.

❌ Paying the minimum due.
This can drive up your credit utilization rate, which is the amount of available credit you’re using.

❌ Making late payments.
Set up automatic payments to avoid this risk entirely.

Wondering if your credit score is high enough to secure a mortgage? Reach out for a referral to a mortgage professional who can help you find out. 

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3 Tips Avoid Overspending on Your Next Home

Buying a home is a major financial decision—so it’s not surprising that overspending is one of the top homebuyer regrets.

Avoid this common mistake with these 3 tips:

💸Get preapproved for a mortgage. Complete the process before you begin your search so you know what’s within reach.

💸Shop around for a lender. Getting a few different rate quotes can save you thousands over the long run.

💸Think through your budget. Be sure to consider maintenance and repair costs in addition to your mortgage payment, taxes, and insurance.

Check out our latest blog post to learn how to steer clear of other common homebuyer regrets!