Live. Laugh. Learn.

No Comments

How to Become a Homeowner on a First-Time Buyer’s Budget

💸 Creative Ways to Afford Your First Home 💸

It’s a tough time for rookie homebuyers – but don’t despair. By using a few creative ideas, you can still make your homeownership dreams come true.

🏡 Cover part of your mortgage by getting a roommate or leasing out your garage.

🏡 Consider buying a home with friends or family members.

🏡 Ask loved ones for help with your down payment or closing costs.

🏡 Look for special programs and assistance.

🏡 Expand your home search to new areas and rethink your requirements.

Check out my latest blog post for more creative ideas you can use to afford your first home!

No Comments

Should I Buy Now? Or Later?

A lot of people are asking if now is the right time to buy a home or if they should wait until mortgage interest rates go down.

In this episode of Live-Laugh-Learn, hear from mortgage lending professional Mike Solorio, of Prime Lending. I ask him the questions I hear most from my clients who are considering a home purchase.

Get answers to questions like:

*Since interest rates have doubled in the last year, my mortgage payment will double, too, right?

*Should I just wait for interest rates to go back down?

*What’s going to happen next in the San Diego real estate market?

*What if I only plan to live in the home for a couple years?

Then, watch the other videos in this playlist ( for answers to other frequently asked questions, such as “What’s a 3-2-1 buydown?” and “Can I qualify for Affordable Housing assistance?”